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On purchases of $199 – $999.99 for 6 months or $1000 and greater for 12 months made with the Synchrony Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
Get a decision in seconds with no impact to your credit bureau score.
Seeing if you Prequalify is quick, easy, and secure
Quickly and easily check if you prequalify for credit without impacting your credit bureau score.
You’ll get an instant prequalification decision after you complete your request.
If prequalified, accept and apply for the credit card.
If you’re approved, we’ll send you a temporary account number and you can start shopping right away.
Make payments, view your balance, update account information and schedule up to 12 payments at a time.
+ How do I apply for a Synchrony Credit Card?
You can apply for a Synchrony Credit Card by filling out an application online.
+ How do I manage my Synchrony Credit Card?
Log in to your account at mysynchrony.com to view your balance, schedule payments and view previous purchase activity.
+ How do I make a payment on my Synchrony Credit Card?
*Qualifying purchase amount must be on one receipt. -Discounts may result in the qualifying purchase amount not being satisfied. – No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Synchrony provides a suite of eCommerce tools to fuel growth on your eCommerce site. We offer apply and buy options that increase conversion, reduce cart abandonment, and take advantage of Synchrony business resources, tools, technologies and over 85 years of experience of helping merchants grow. Contact us today.